Archive for 'Retiring'
In retirement and riding a rough market
When the market gets rocky, it can be especially hard on retirees who can’t afford to wait out the bumps. Give your portfolio a check up and make sure your investing strategy still works for you.
Posted: July 29th, 2008 under Retiring.
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To Roth or not to Roth 401(k)
Question: My employer will begin offering a Roth 401(k) this year, and I’m considering taking advantage of it. As I understand it, the Roth 401(k) is much more advantageous than a regular 401(k) because even though I pay income tax on the dollars I contribute to the Roth, I don’t pay tax on withdrawals, […]
Posted: January 10th, 2008 under Retiring.
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Social security: collecting early
Question: I started collecting Social Security last year, but I’m still working and Social Security payroll taxes are still being deducted from my earnings. Am I entitled to have my Social Security benefit recalculated based on the payroll taxes I’ve been paying since I’ve begun collecting? - Ken Kass
Posted: November 15th, 2007 under Retiring.
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A Roth IRA through the back door
Question: Our granddaughter fully funds her 401(k). But to give her an incentive to save even more, we give her $2,000 a year to invest in a Roth IRA, provided she invests $2,000 of her own money first. She recently married, however, and now her and her spouse’s combined income make her ineligible to fund […]
Posted: September 14th, 2007 under Retiring.
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