Archive for October 2nd, 2007

GM gains, Ford clobbered in September sales

Tuesday, October 2nd, 2007

DETROIT - General Motors Corp gained ground against rivals in September with a 4 percent United States sales increase while Ford Motor Co sales plunged 18 percent and Toyota Motor Corp sales were off 1 percent for a third monthly decline.

Open Question: I had my payment schedule for my student loaned authorised on Friday, checked on-line today nothing there?

Tuesday, October 2nd, 2007

i ask because the girl who scanned it had an attitude problem, and im thinking maybe she didnt scan it, they say it should be there within 3 working day, i had it scanned on friday 28 sep, checked on line today and no payment made. Should i be concerned and start inquiring in the morning?
my bank is natwest, the loan was authorised on friday by my Uni. Im suspicious of the girl, coz at first she refused to scan it coz i didnt have any photo id, strange coz this my third year and never been asked this b4. went to the faculty and asked if they could get a printout with my pic, they couldnt. why they asked, told them and they has said they never heard of that b4. got a printout of personal info(w/o pic) and went back, the girls apologised, has said she can do it this time, but was really strange, she started blabbering on about a fewthing bout when she was a kid, than she asked me if i was hurt coz she refused to scan it first time round. I handnt slept for 34 hours and was really couldnt make sense of it, so i has said look is it scanned now, she has said yes, i has said well thats all that matters, and she seemed to get even more strange. The politics of dealing with people!!!

Open Question: How can I find a good deal on a mortgage in New York state?

Tuesday, October 2nd, 2007

My wife and I are purchasing a house in Rochester New York. However, I don't have a job there yet. I am still working and living in North Carolina. I plan on moving there when I get a job, which should be soon. However, we have to purchase the house now. Some lenders don't like the fact that our sole income is out of state- don't consider it to be permanent since I plan on moving.

We are selling our house in North Carolina and will pay off a few of our credit card debt with the equity, but still have about $10,000 in credit card debt and about 10% to put down on the house in Rochester. Also, my income is about $52,000/year and the house is worth about $175,000. I also have about $25,000 in student loans, but no car loans or other loans.

I have a lender who is willing to finance our house, however the rate is 6.95%. I know that is high, but many lenders won't touch us because of out-of-the-area income. Should we just go with this rate, or can we do better?

Open Question: Can I collect unemployment?

Tuesday, October 2nd, 2007

I have been paying into the insurance program for 2 years now because I have been working in the United States under a TN visa.
My job has finished and my TN visa status is no longer valid. Can I still collect unemployment insurance?
I'm a Canadian citizen.

Open Question: Someone is finally willing to repay a loan, if we send over a letter releasing them of future claims.?

Tuesday, October 2nd, 2007

I can't find a template for a letter. I need a fewthing about 'satisfaction of debt'. Can a fewone point me in the right direction to get a template for this type of letter?

Dow drops day after rally, but banks, constructers gain

Tuesday, October 2nd, 2007

NEW YORK - Blue-chip stocks fell on Tuesday as investors booked profits following a record reached in the previous session, but in the broader market, bank stocks and home constructers gained as investors bet the worst of the credit squeeze may be over.

Micron posts loss on memory chip price declines

Tuesday, October 2nd, 2007

SAN FRANCISCO - Memory chipmaker Micron Technology Inc posted a quarterly loss on Tuesday, hit by lower prices for chips used in digital cameras, music players and other devices, sending the stock down 3.1 percent.

Open Question: What is the best way to consolidate credit card debt with low income?

Tuesday, October 2nd, 2007

I have racked up about $10,000 in credit card debt stemming from college and medical expenses. What is my best option as I am still a student and working with a very limited budget? Are there hidden catches to debt consolidation companies; if so what?